Writing a Credit Card Debt Settlement Request Letter
July 09, 2018
The Head of Card
Name of Bank
Branch
Address
Sub: Payment of Credit Card Liabilities in Three Installments.
Dear Sir,
Due to severe financial crisis I was unable to settle the dues against Credit Card No: [insert number]. After discussion with your department’s representatives it was mutually decided that I would be relieved of the liabilities upon payment of [insert amount in numeric] (insert amount in words inside this parenthesis) only.
However, since I am not financially stable, it would be highly appreciated if I am given the opportunity to pay off the above amount in 3 (three) installments as per the following schedule:
Sl # Name of Month Amount
[insert name of month, i.e. July 2018] [insert amount]
[insert name of month, i.e. August 2018] [insert amount]
[insert name of month, i.e. September 2018] [insert amount] Total = [insert amount]
Under the above circumstance, I pray and hope that you would be kind enough to grant my request and allow me to settle the dues as per the above schedule. I would also request you to issue a Clearance Certificate after payment of the final installment.
Thank you in advance for your kind consideration.
Yours sincerely,
Handwritten Signature
(Name of Card Holder)
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