Saturday, December 18, 2021

Request Letter to Bank for Cancellation of Credit Card

Request Letter to Bank for Cancellation of Credit Card

December 18, 2021

Name of the Recipient
Bank's name

Sub: Cancellation of Credit Card No: [insert credit card number]

Ref: [insert reference, e.g., Your Letter No: VBL/CC/HO/2021/11, Date: 10-11-2021]
Dear Concern,

This letter constitutes my fierce reaction against the above-cited letter. I understand that credit collection is always entailed by a single or sometimes a series of “Reminder Letters”. It’s a common practice from card divisions and most of us have gotten accustomed to this phenomenon.

However, by reading the subject letter it appears that you are deliberately trying to ignite my anger. The language and manner of presentation of the letter are very harsh and explicit and thus not suitable for gentlemen. You should not treat your customers in such objectionable language unless you wish to lose a couple of them. I would advise you to move away from such a suicidal approach before the situation gets much worse.

If the present condition prevails then our business activities will be halted and as such a lot of manpower will be needed to be retrenched. To date, neither the government nor any organizations stood beside us. So, we are utterly in an abject condition due to the lockdown.

I am so enraged and grieved that I have decided to stop using your Credit Card any longer. Therefore, with this letter, I formally declare my decision of surrendering your card with immediate effect.

Please advise the official procedures, if any, with regard to closing the subject Credit Card.

Yours sincerely,

Handwritten Signature
(Name of the Cardholder)
Mobile No: [insert number]
Blogger Widgets

Saturday, August 28, 2021

Request Letter to Online Marketplace to Add/ Change/ Update Mobile Number

Letter Format for Replacing Existing Contact Number in

August 28, 2021

Name of the Recipient
Name of  Marketplace

Sub: Regarding Replacement/Change of Mobile Number.

Dear Sir,

I am one of your listed/registered customers in your reputed online marketplace. I hold a business page in [insert name of marketplace, e.g.:] which is “[insert business page name, e.g.: ABC Ltd.]” by name.

But recently I have noticed that instead of the corporate mobile number, somehow my personal mobile number has been added to this page. As per our company’s policy only the corporate mobile number should be used for all official purposes. Therefore, it has become necessary to rectify this inadvertent mistake.

Under the above circumstance, I would request you to kindly replace the existing mobile number [insert mobile no., e.g.: +880 1493456789675] with [insert new mobile no., e.g.: +880 1889785747476].

Thank you in advance for your anticipated co-operation.

Best regards,

Handwritten Signature
(Name of the Signatory)
Mobile No: [insert number]

Wednesday, June 9, 2021

Sample Postponement of Meeting Notice

Obituary Example

We deeply mourn the sad demise of our former colleague, Mr. [insert name, e.g.: Shiraj Sikder] who passed away on [insert date, e.g.; Tuesday, 6th June 2021] in the morning due to [insert cause of death, e.g.: heart attack]. (Inna lillahi wa inna ilayhi raji'un).

The Hon’ble Chairman and the Board of Directors conveyed their sincere condolences to the bereaved family.

Mr. [insert name, e.g.: Sikder] left behind wife Mrs. [insert name, e.g.: Shefali Sikder], one son Mr. [insert name, e.g.: Shohel Sikder], one daughter Miss. [insert name, e.g.: Sheuli Sikder] and a host of benefactors and well-wishers to bemoan his death.

May the Almighty Allah embed his departed soul in eternal peace and provide strength and endurance to his family in this moment of grief.

Insert Name (e.g.: Monjur Elahi)
Insert Designation (e.g,: Secretary)

Thursday, April 8, 2021

Sample Postponement of Meeting Notice

Promotional Letter from Digital Marketing Agency

April 08, 2021

Name of the Recipient
Name of Company

Sub: We help to develop any brand.

Dear Sir,

Please accept warm wishes from [insert company’s name]. We are one of the largest Digital Marketing Agencies in [insert name of country]. We love helping emergent and ambitious brands to create their very own path of success. We mould better digital customer experiences and strategies that aid in the advancement of any brand.

We have years of experience in digital marketing strategy and campaign management. Our effort will ensure sales leads and increased customers. We always follow up to date practices to get the optimal outcomes. We are adept at designing and building audience-centric digital experiences with mobile, web and other emerging technologies.

We always try to give our best shot to achieve the goal. Our design is thus, research-driven and thoughtful. Before we place fingers on the keyboard, we always prepare a systematic outline of the whole concept.

You will never repent hiring us. We will always keep our promises and help you to grow your business. So, you are most welcomed to visit our office at any time. Alternatively, you may also visit our website: [insert website link] for initial information.

Best regards,

Handwritten Signature
(Name of the Signatory)
Mobile No: [insert number]

Thursday, March 11, 2021

With lots of offsets and deep red flowers, the  Chamaelobivia "Rose Quartz" looks phenomenal and this tiny cactus could be the perfect choice for any cacti aficionados to enrich his/her collection.

About this Cactus

This is very easy to grow cactus and it grows well both in gardens and indoors. Like all cacti, this succulent is very forgiving and requires little care to keep it alive. Chamaelobivia ‘Rose Quartz’ happens to be a hybrid between Chamaecereus (Peanut Cactus) and Lobivia. It is a miniature plant that is capable of producing innumerable offsets plus prolific blooming during the spring season. However, it is a columnar cactus without any branches.The flowers are big, intense pink or bright red colour. The best part is that it can bloom indoors if all conditions are met.

This plant doesn’t need regular fertilization and it is very resistant to pests or even soft rot. In the best conditions, the cactus grows pretty fast.

Chamaelobivia "Rose Quartz" Care

Tips for the caring of Chamaelobivia "Rose Quartz"

As we have told earlier, this plant will forgive you if you are a negligent gardener. However, to ensure maximum offset production and blooming you need to take into account the following factors:

Water Requirements

Water this plant following the same basic rule you follow for other cacti. Let the soil completely dry out between each watering. Always touch the substrate surface with your finger (under one inch) to feel the soil moisture. If the soil feels dry then water it thoroughly until water discharges through the potholes. But do not over-water because waterlogging may encourage root rot.

A piece of strange information about the Chamaelobivia "Rose Quartz" is that it becomes dormant in the scorching summer heat. The reason is that the original Chamaecereus is native to the cooler mountainous regions of South America.

Although this cactus is drought resistant, it will be wise to water it regularly during the growing seasons to keep it active. Especially, in summer watering once every 3-4 days or every seven days is recommended depending upon the placement. For example, if kept indoors then you will need to water less frequently. Moreover, the pot’s material is also does matter. Clay pot absorbs water and dries the soil pretty fast. In such a case you might require regular watering.

But the conclusion is that you are not allowed to let the water stand in the soil for a prolonged period. Again, researches show that compared to other Echinopsis species, this particular cactus requires a bit more watering.

During the winter season, the Chamaelobivia "Rose Quartz" will become dormant, so you will need to water it in a more controlled way. Keep the plant dry and water only if it looks too dehydrated or feeble.

Lighting Requirements

The Chamaelobivia "Rose Quartz" needs full sun or artificial light shade in order to reach maximum size, produce more offsets, flowers and above all to maintain dense spines. It will also grow moderately well in a partially sunny spot. However, these cacti can’t withstand direct sunlight; shade must be placed to protect them from sunburn.

Soil Preparation & Potting

Lighter and well-draining soil is a must requirement for this cactus. You can use the commercial mix available in the market for succulent and cactus. However, it is always better to make your own soil mix. The growing medium must contain the following;

  • Coarse sand – 1 Part
  • White sand – 1 Part (optional)
  • Garden soil – 1 Part
  • Crushed stones – 1 Part (optional)

This cactus grows up only 6-7 inches tall, so you don’t need a much bigger pot. You can use either clay or plastic pot. But a plastic pot is the best choice as it will decrease the need for frequent watering. Whichever pot you select be sure that it has enough holes to drain out the excess water. Now you have to fill the pot with three types of materials to ensure proper drainage:

  1. Bottom layer: fill the bottom part of the pot with ½ inch gravel.
  2. Middle layer: fill this layer with at least ½ inch of coarse sand.
  3. Top Layer: Fill this layer with the cactus mix.


You can repot the Chamaelobivia "Rose Quartz" whenever you wish. In fact, frequent repotting will give you a better understanding of the condition of the roots. Generally, most people repot a plant when it outgrows from the existing pot. You can repot your cactus every year during the spring or the beginning of the summer. But the plant must not be watered for about a week after repotting.

Cold Tolerance

It is moderately tolerant to cold and frost. It can survive under 0 °C temperatures for a short period, provided the soil is dry. During winter it is wise to bring it indoors to protect it from extreme cold and frost.

Like many other cacti, the Chamaelobivia "Rose Quartz" also goes to a dormant state in the winter.


The Chamaelobivia "Rose Quartz" is very easy to grow. It could be grown either from seeds or stem cutting. However, the latter technique is a preferred method. Always select a healthy stem for effective propagation. Watering the mother plant a few days before stem cutting is very important. In this way, the plant will have the chance to hydrate and build up water reserves. Well-hydrated cuttings have more chances of growing roots.

Now select your stems and cut them with a sharp disinfected knife. Then take a tray filled with dry coarse sand and lay the cuttings over it for 2-3 days to let cut ends heal. You can spray 70% isopropyl alcohol in the cut ends to prevent fungal or bacterial growth. Keep the tray in a bright place but protect it from direct sunlight and rainwater. Remember, the cuttings will rot if planted without healing.

When the cut ends are fully dried then choose a fast-drained cactus substrate and burry at least one inch of the stem underneath the soil. Wait for 2 days before watering the cuttings. Always check the soil moisture before watering. You should water abundantly whenever the soil dries completely. After 2-3 weeks roots will start developing. When the roots are fully developed then finally plant them in your preferred pot.

Quick Facts

  • Common Names: Chamaelobivia "Rose Quartz", Peanut Cactus, Echinopsis “Rose Quartz”
  • Category: Cactus/Succulent
  • Scientific Name: Echinopsis chamaecereus
  • Synonyms: NA
  • Family: Cactacea
  • Genus: Echinopsis
  • Origin: South America
  • Habitat: Mountainous regions
  • Life Span: Perennial
  • Growth Rate: Fast
  • Growing Season: Late spring and summer
  • Leaf Color: NA
  • Blooming Time: Late spring and early summer
  • Flower Color:  Pink/red
  • Fruits: NA
  • Dormant Time:  Winter/ extreme summer heat
  • Height: 6-7 inches
  • Width: NA
  • Exposure: Full sun
  • Maintenance: Low
  • Drought Resistant: Yes, moderately
  • Water Needs: Low
  • Frost Tolerant: Moderate
  • Toxicity: Non-toxic
  • Humidity: NA
  • Temperature: -5 °C to -7 °C
  • Propagation: Seeds or cuttings
  • Planting Time:  NA

Saturday, January 23, 2021

The Crown of Thorns is a leafy and thorny perennial shrub blooming year-round. This cactus-like succulent is a very common ornamental indoor plant due to its low maintenance requirements.

About this plant

Although commonly mistaken as a cactus, the Crown of Thorns is actually a Euphorbia. It is an evergreen shrub with numerous branches having green leaves and spines. The Crown of Thorns blooms clustered, inconspicuous flowers throughout the year. The plant is originated in Madagascar and now it is grown elsewhere in gardens and as a houseplant.


Euphorbia Milii (Crown of Thorns) Care

Tips for the caring of Crown of Thorns

This is probably the most suitable plant for careless people. This plant won’t mind if you forget to take its care for a long time. The Crown of Thorns needs little water so it is a very good choice for water-deficient areas. This plant is capable of surviving under extreme drought conditions. However, if the plant becomes too stressed to due to over or under watering, humidity or temperature fluctuation, it may quickly drop all of its leaves and stop blooming. However, the good news is that the plant recovers all such problems when little care is taken. Therefore, we will have to ensure minimum maintenance of this succulent to keep it leafy and flowering. Let's see in detail how to take good care of the Crown of Thorns:

Water Requirements

As it’s a succulent, it stores water in its thick spiny stems as well as in the leaves. The reserved water helps it to stay hydrated for a long time. You should water your plant once a week thoroughly. But make sure that the excess water drains perfectly through the potholes. If the root stays wet for a prolonged period then the fungal disease will rot the root. Moreover, over watering will result in leaf loss and blooming stoppage.

Therefore, always let the soil dry out at least one inch deep before watering again. And watering too infrequently will also entail leaf loss and cease of flowering. Extreme dryness compels it to go dormant.

Again, during the winter season or when the temperature drops below 32°C the plant may go to dormant or semi-dormant state. Therefore, water it once in a month during winter. But If you can irrigate in a controlled manner and keep the plant active then there is a chance of even richer blooming during the winter season!

So, Crown of Thorns is not altogether a forgiving succulent. It will not die very easily but often take away your sleep. To keep it active, healthy, and normal you must have to follow a steady watering schedule throughout spring, summer and fall. Remember, whether in an active or dormant state, never irrigate it until the top surface completely dries out.

This plant also takes moisture through its leaves. So misting the leaves on daily basis might help it to remain lively.

Lighting Requirements

The Crown Of Thorns grows and blooms exceptionally well in bright and direct sunlight. At least 3 to 4 hours of bright, direct sunlight per day is required. They can also endure partial shade but the growth and blooming will be unimpressive. When you are keeping it as a houseplant make sure to place it in the west or south-facing window for getting the maximum sunlight.

Potting & Soil

Always use sandy and well-drained soils. Do not use regular garden soil as it will improve leave growth but decrease flowering. Above all, the water will not discharge at all and the root will rot. Plant the Crown of Thorns in cactus potting mix. You can create your own cactus potting mix by mixing an equal potion of disinfected garden soil and coarse sand. The container material plus its size matters a lot. Choose a plastic container which is about an inch larger than the root ball. Much bigger pot will retain excess water which will be bad for the root. Again clay pots will retain a lot of moisture which could promote the root rot.

Cold Tolerance

The Crown of Thorns is not at all frost resistant. It can tolerate a temperature between 18 to 32°C. Temperature below 32°C makes the plant dormant. It must be moved indoors to ensure protection from extreme coldness


This succulent can be propagated either from seeds or stem cutting. But as the former technique is much harder, you can easily rely on stem cutting. Select your preferred branches and cut them with a sharp knife. Wash the cut ends in cold water to get rid of the milky sap. Now lay the cuttings on a old newspaper for 2-3 days to callus the cut ends. When the wounds are totally healed thrust the callus ends of your cuttings into the well-drained wet sand. Water lighly on regular basis to keep the soil moist. Store the newly planted cuttings in a warm place with bright indirct sunlight.


As it is an Euphorbia all parts of the Crown of Thorns are toxic to humans and animals. The most toxic part is the sticky latex which is rleased from broken leaves, stem or roots of the Crown of Thorns. The milky sap can cause skin and eye  irritation. Wash off the sap immediately after it contacts your skin. If it gets into your eyes rinse plenty of water to flush out the toxin. Do not rub your eyes as the sap is capable of temporarily blind you. So, see a doctor as as early as it possible. If ingested the toxicity may range from to nausea, vomiting, and diarrhoea

Quick Facts

  • Common Names: Crown of Thorns, Christ Plant, Christ Thorn, Christ's Thorn
  • Category: Succulent
  • Scientific Name:  Euphorbia Milii
  • Synonyms: Euphorbia milii var. splendens, Euphorbia bojeri,, Euphorbia splendens var. bojeri, Euphorbia breonii, Euphorbia bojeri var. mucronulata, Euphorbia , Euphorbia splendens, Acalypha bojeri
  • Family: Euphorbiaceae
  • Genus: Euphorbia
  • Origin:  Madagascar
  • Habitat: Bush and forest habitats
  • Life Span:  Parennial
  • Growth Rate: Slow
  • Growing Season:
  • Blooming Time: Year-round (in ideal growing conditions)
  • Flower Color:  Red, yellow, white, pink, and multi-colored
  • Fruits: 1 seeded capsule-shapped fruits
  • Dormant Time: In harsh conditions, such as extreme cold and dryness
  • Height: 3 - 6 ft. (outdoors) 2 ft. (indoors)
  • Width: NA
  • Exposure: Full, direct sunlight.
  • Maintenance: Low
  • Drought Resistant: Yes
  • Water Needs: Low
  • Frost Tolerant: No
  • Toxicity: Very Toxic
  • Humidity: Low to medium
  • Temperature: 65-90°F (18-32°C)
  • Propagation: Seed/stem cutting
  • Planting Time: Spring

Tuesday, January 19, 2021

This aesthetically appealing succulent is a widely adored ornamental house plant across the globe. The Pencil Cactus is unusual in structure and very vibrant in colour.

About this plant

Never get confused by its name. The Pencil Cactus is not at all a cactus. Rather it’s a cactus-like succulent from the Euphorbia genus. It’s readily distinguishable since unlike cactus the subject succulent contains a white milky sap. It is a shrub or small tree in a candelabra pattern. It contains pencil-like cylindrical branches which are smooth, and green. This plant also has small leaves which fall very quickly. It also blooms small flowers.


Pencil Cactus (Euphorbia Tirucalli) Care

Tips for the caring of Pencil Cactus

Just like all other succulents the Pencil Cactus also tolerates lots of negligence. You don’t have to think of it every time, just leave it alone in its place and it will do just fine. Alternatively, too much caring might speed up its demise! They like to be ignored! But if would like to enjoy its full-fledged beauty then you should care for it occasionally. Let us see how we may keep this amazing plant fresh, healthy and above all alive:

Water Requirements

This plant is highly drought tolerant. But like all other Euphorbia, the Pencil Cactus cannot endure long-term drought. Therefore, you will need to water every 2 or 3 weeks to keep it hydrated. Irrigation in this manner will be applicable for spring and summer season only.

During the winter the Pencil Cactus goes into the dormant state, so you don’t need to water unless the plant looks too dehydrated or pale.

But it is always wise to check soil moisture to avoid over or under watering. This plant will die from root rot if you overwater. Contrariwise, the stems or branches will appear dried up and flaccid if you under water.

Again, when kept indoors the plant will not receive enough sunlight, so naturally, you don’t have to water much.

Lighting Requirements

The dearth of adequate sunlight for a prolonged period might be disastrous for this plant. It can tolerate partial shade and grows well in the full sun. Regular sunlight will ensure its fresh and lively appearance. If you are planning to keep it indoors then ensure its placement near the window.

Potting & Soil

The Pencil cactus likes well-drained, dry and sandy soil. Soil with less nutrients will be a good choice. While planting in the container you may use cactus or succulent potting mix. You can easily make your potting mix by mixing regular disinfected garden soil with coarse sand in the ratio of 1:2. Instead of clay pot try to use a plastic container as it will retain less moisture and help to keep the soil arid.

Cold Tolerance

This succulent cannot tolerate frost. It can sustain a low temperature of around 30 °F. The ideal temperature for it to thrive well is 65°F-70°F. It can also grow in low humidity if the soil does not retain much moisture.


The Pencil Cactus could be grown from seeds. But typically they are propagated from cuttings which is much easier than the former technique. For propagation cut suitable stems and left them aside for 2-3 days for the recovery of the wounds or until it has formed a callus on the cut end. After that just plant the cuttings in well-drained potting mix and keep away from direct sunburn.  The roots will start growing within 2-3 weeks and will be fully grown within 4-6 weeks.


The milky white sap from Euphorbia tirucalli is toxic to humans and animals. Skin contact causes severe irritation, redness, and burning sensation. Redness, pain, swelling and even blindness may occur when gets into the eyes. If ingested, pencil cactus can cause burns to the mouth, lips, tongue and vomiting and diarrhea. Therefore, considering its toxicity it should be kept out of the reach of children plus pets.

Quick Facts

  • Common Name: Pencil Cactus, Pencil Plant, Pencil Tree, Indian-tree spurge, African Milk Bush, Finger Euphorbia, Finger Tree, Firestick Plants, Milk Bush, Milk Hedge, Naked Lady, Pencil Bush, Pencil Euphorbia, Petroleum Plant, Rubber Euphorbia, Rubber Hedge Euphorbia, Rubber Hedge Plant, Sticks on Fire, Fire Stick Plant
  • Category: Succulent
  • Scientific Name: Euphorbia tirucalli
  • Synonyms: NA
  • Family: Euphorbiaceae
  • Genus: Euphorbia
  • Origin:  Africa
  • Habitat: Dry bushland thickets, open woodland and grassland
  • Life Span:  Perennial
  • Growth Rate: Fast
  • Growing Season: Spring
  • Blooming Time: Late spring and early summer
  • Flower Color:  Green/yellow
  • Fruits: NA
  • Dormant Time: Winter
  • Height:  15 to 30 feet
  • Width: 3 to 6 feet
  • Exposure: Bright and indirect light
  • Maintenance: Low
  • Drought Tolerance:  Short term
  • Water Needs: Minimal
  • Frost Tolerant: No
  • Toxicity: Toxic
  • Humidity: Dry to medium
  • Temperature: Around 30 °F or -1.1 °C
  • Propagation: Seeds/Stem cuttings
  • Planting Time:  Spring or early summer

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