Saturday, December 18, 2021


Request Letter to Bank for Cancellation of Credit Card

Request Letter to Bank for Cancellation of Credit Card


December 18, 2021

Name of the Recipient
Designation
Bank's name
Division
Address.

Sub: Cancellation of Credit Card No: [insert credit card number]

Ref: [insert reference, e.g., Your Letter No: VBL/CC/HO/2021/11, Date: 10-11-2021]
Dear Concern,

This letter constitutes my fierce reaction against the above-cited letter. I understand that credit collection is always entailed by a single or sometimes a series of “Reminder Letters”. It’s a common practice from card divisions and most of us have gotten accustomed to this phenomenon.

However, by reading the subject letter it appears that you are deliberately trying to ignite my anger. The language and manner of presentation of the letter are very harsh and explicit and thus not suitable for gentlemen. You should not treat your customers in such objectionable language unless you wish to lose a couple of them. I would advise you to move away from such a suicidal approach before the situation gets much worse.

If the present condition prevails then our business activities will be halted and as such a lot of manpower will be needed to be retrenched. To date, neither the government nor any organizations stood beside us. So, we are utterly in an abject condition due to the lockdown.

I am so enraged and grieved that I have decided to stop using your Credit Card any longer. Therefore, with this letter, I formally declare my decision of surrendering your card with immediate effect.

Please advise the official procedures, if any, with regard to closing the subject Credit Card.

Yours sincerely,

Handwritten Signature
(Name of the Cardholder)
Mobile No: [insert number]

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